It's never too early to start planning for retirement. Retirement planning is one of the most important things you will do for yourself within your lifetime. Taking the time, now, will ensure that you are well-prepared in the future.

Below are some helpful tools available for those just getting started with their retirement planning...

Reading Materials
Understanding the four pieces of UC Retirement
A Complete Guide to Your UC Retirement Benefits

New Employee Saving Tips

Financial Planning Resources
UCB Financial Wellness Workshops 
Fidelity Workshops
Fidelity One-on-One Counseling
Fidelity Retirement Review for those "Just Getting Started"

Online Tools
Retirement Estimator
My Social Security
Fidelity financial planning tools

Health and Wellness
UC Berkeley Health Matters
UC Living Well/Optum

Reading Materials

The Four Pieces of UC Retirement

A simple guide to help you learn about all the four parts that make up your UC retirement benefits, as well as learn how your UC Retirement Plan (UCRP) benefits are calculated.

Find out about:

  • Pension
  • Retirement Savings Accounts
  • Health and Welfare Plans
  • Additional Benefits from UCBRC

Read more

A Complete Guide to Your UC Retirement Benefits

The retirement and savings benefits offered to University of California faculty and staff are widely recognized as among the most tangible rewards of University employment. But even with your University benefits, much of your future security will depend on decisions you make while you’re still working. This is the official and comprehensive guide to your retirement benefits.

Link to  "A Complete Guide to Your UC Retirement Benefits"



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New Employee Saving Tips


Top Ten Ways to Prepare for Retirement: Great overview for beginning to think about your retirement savings 

New Employee Saving Tips: Fact sheet with 5 tips for how to start early with your savings

Saving Fitness: A Guide to Your Money and to Your Financial Future: Booklet with tips for how to evaluate your finances, create a financial plan, stay on track, and more; includes worksheets.

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Financial Planning Resources

UC Berkeley Financial Planning Resources

Finanical Wellness Workshops: The Tang Center offers financial workshops, including "Financial Planning: How-to's on the First Steps." Learn more 

Financial Fair:  The annual "Financial Fair for Personal Finance" is an opportunity for UC Berkeley faculty, staff, and retirees to attend workshops, learn about campus resources, and visit with campus financial vendors. Learn more

Contact: Wendy Nishikawa at (510) 642-7883,  

Fidelity Investments Financial Planning Resources

UC Financial Education Classes: UC offers a range of retirement planning and financial education classes to help you make the most of the UC Retirement Savings Program. View a list of classes. Learn more

One-on-One Financial Planning and Guidance Consultations: At UC, you can sit down one-on-one with a Fidelity Workplace Planning & Guidance Consultant to review your plan for retirement savings and your other finances. It’s a service of the UC Retirement Savings Program, and it’s available to you at no additional cost. Web: or call: 1-800-558-9182. Learn more

Fidelity workshops on Social Security - This workshop will cover the basics and give you the tools to calculate your benefits, assessing your personal situation and claiming options, and considerations before you claim.

All workshops in University Hall 150
September 7th at 3:15 pm
November 14th, noon
December 5th, noon

Fidelity Retirement Review for those "Just Getting Started"

Meet Tracy
Age: 30
I’m still paying off student loans and I’d like to get my credit card balances down to a more manageable level. I know I need to get around to planning for the future. And I know UC has programs to help with that—but I’m not sure what I am supposed to do with them.

See what Tracy is on track to receive in retirement from all the UC Retirement System plans, plus her personal Retirement Readiness Score.

Tracy's Retirement Review

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Online Tools

Click for At Your Service onlineUC "At Your Service"

Log in to the UC service portal to find your Retirement Estimator, information on the Retirement Savings Program, your personal UCRP and CAP Balances, a Leave Buyback Estimator, Investment Links, information on ScholarShare, California's 529 Plan, and more. Access "At Your Service."

Click for social security websiteSocial Security

Keep track of your earnings and verify them every year; Get an estimate of your future benefits if you are still working; Get a letter with proof of your benefits if you currently receive them and more. Learn more

Fidelity Calculators and Planning Tools

Fidelity offers a variety of online tools for active staff and faculty and retirees to help manage your assets, plan for retirement, and more! Some tools include: Take Home Pay Calculator, Retirement Quick Check, Plan Limit Calculators, Budgeting & Debt Management, and Retirement Income Planner. Access Fidelity Calculators and online tools 

Click for Fidelity websiteUC Focus on Your Future: Personalize Retirement Roadmap-
  provides a personalized snapshot of how much you can expect to receive from UC's pension plan - the UCRP - and your UC retirement savings investments when you retire.  It lets you add other retirement income such as Social Security or non-UC retirement savings to create a more accurate view of how well you're doing saving for retirement. It also allows you to model other scenarios: for example, what if you want to retire earlier or later? What if you want to change your 403(b)/457(b) plan contributions?  Link to the UC Focus on Your Future Personalize Retirement Roadmap 

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Health and Wellness

Investing in your health early on can significantly improve your well-being in retirement. Take advantage of the generous wellness programs offered by UC and UC Berkeley.

Health Matters websiteUC Berkeley Health*Matters
UC Berkeley's Wellness Program for Faculty & Staff: providing faculty and staff with tools and skills for leading healthy lifestyles and preventing injury and illness. Access the Health Matters website; Phone: (510) 643-4646 

UC Living Well: UC Living Well, the university’s wellness program, provides activities and resources to help faculty, staff and retirees reach their wellness goals.  Access the UC Living Well website; Phone: 1-855-688-9775.


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