UC Retirement Handbook
You’ve had a long, successful career at UC and now you’re thinking of the next phase: retirement. The process is not difficult, but it’s important to plan ahead.
You can retire and receive UC benefits anytime after you become eligible—that is, when you have at least five years of UC Retirement Plan (UCRP) service credit and reach age 50 or 55, depending on your membership classification.
Retirement decisions are among the most important you’ll ever make. This comprehensive handbook will help you make the right choices for your future. Link to the UC Retirement Handbook.
"What To Do If You're Preparing for Retirement" UC overview
One of the most important things you can do to prepare for retirement is to become familiar with the actual process for retiring from UC. Make sure to review this website that details the steps you'll take when it's time to make the leap!
- Decide your date
- Know your benefits
- Begin the application process
- Review your finances
- Start the election process
- Stay involved
UC Retiree Health and Welfare Benefits Plan Costs: Recent costs for medical, dental, vision, legal and AD&D benefits.
To be eligible for retiree health and welfare benefits, you must:
- Be a member of the UC Retirement Plan
- Choose to receive a monthly retirement benefit
- Be enrolled in or eligible to enroll in UC employee benefits on the day you retire
- Continue coverage at the time you retire
- Have a retirement date that is within 120 days of the date you end UC employment
- Continue coverage until the date your retirement income begins
What To Do if You're Enrolling in Medicare:
When you turn 65, whether you’re still working or already retired, you’ll become eligible to enroll in Medicare, the federal program to provide older people and those with disabilities or permanent kidney failure with secure access to medical care. The rules are different for employees and retirees; so to be sure you enroll properly, avoid Medicare premium penalties and understand how Medicare works with your UC-sponsored medical plan, follow these steps. Learn more
Should you Take Social Security at 62?- Fidelity reviews the question of what age to start collecting Social Security
Social Security tips for couples- Fidelity reviews three strategies that may help married couples dramatically boost their lifetime benefits
Maximize Your Social Security Benefits- AARP provides expert answers to your most common Social Security questions
Social Security Strategies for Singles - AARP provides tips to help maximize monthly benefits for single people
When to Start Receiving Retirement Benefits- The Social Security Administration reviews the most common question they receive, "What is the best age to start receiving retirement benefits?
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