Unexpected retirement
If one or both partners’ retirement is somehow triggered by unexpected events such as illness, or loss of funding support rather than a free choice, greater relationship strain can occur [4, 10]. Unexpected retirement, not surprisingly, can affect retirement satisfaction, which in turn can affect relationship satisfaction [28]. And although health status is not necessarily predictive of ease of retirement in and of itself [10], husbands are more likely to be forced into early retirement if their wives are in poor health [29], while wives are more likely to retire early if their husbands have a disability [30].
High caretaking responsibilities - for your partner, your adult children, or your grandchildren
Retirees faced with primary caretaking for partners, adult children, or grandchildren also face greater strain on their marital quality and financial resources, since less time for self-care activities such as exercising, engaging in hobbies, and socializing is available to those with custodial duties than to those without [31, 32].
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